![]() An annual maximum caps the dental insurance payout for the year. PPO dental plans pay a monthly premium for dental insurance that covers a percentage of dental costs after members pay a deductible. Guardian Dental sells individual and family policies across the country via their website, and on in 20 state healthcare insurance exchanges. Both types of policies are available in most states while other states only allow for one or the other, depending on regulations. Guardian Dental Insurance plans fall into two categories: a Preferred Provider Organization (PPO) or Dental Health Maintenance Organization (DHMO). Get special offers, advice and tips from Retirement Living delivered to your inbox. We do this to help you identify companies that will meet your specific buying needs, and we do not receive compensation for these designations. Great Value) based on our staff's judgment. Retirement Living independently researches companies, and we use editorial discretion to award companies with special recognition (i.e. As an Amazon Associate Retirement Living earns from qualifying purchases. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear. Retirement Living will not include companies on our guides that do not meet our quality standards. However, Retirement Living independently researches companies, and the compensation we receive does not affect the analysis of our staff. ![]() We may receive compensation from our partners. As a result, we provide our buyers guides and local guides free for consumers. We believe everyone deserves to make thoughtful, informed purchase decisions. We may earn money from our partners when you click a link, complete a form or call a phone number. All Rights Reserved.Advertising Disclosure × Advertising Disclosure ![]() ©Copyright 2023 The Guardian Life Insurance Company of America. GUARDIAN® is a registered trademark of The Guardian Life Insurance Company of America® (Guardian), New York, NY. GUARDIAN® and the GUARDIAN G® Logo are registered service marks of The Guardian Life Insurance Company of America and are used with express permission. Guardian assumes no liability regarding actions taken by you or a third party for damages arising out of information contained in or accessed through the Web site or linked Web sites. In the event of a dental or medical emergency, immediately contact a dentist, physician, health care provider or call 911. For specific dental or medical advice, diagnosis or treatment, you should consult a dentist, physician or appropriate health care professional. You should not use the information on this Web site as a means of diagnosing a dental or medical health problem or disease, or as a means of determining treatment. Any content on, or linked to this Web site is not intended as a substitute for the advice provided by your own dentist, physician or health care provider, and does not take your individual dental or medical health situation into account. The information provided is not dental or medical advice, nor should it be considered complete or exhaustive, as it does not cover all disorders, conditions, treatments or dental health related issues. This Web site provides dental and overall health content and information designed to complement your personal dental health management.
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